Friday, September 4, 2020

The Scarlet Letter Creative Assignment Paper

Different Hester Prynne Diary Entries June fourteenth, 1641 toward the beginning of today I alert in the jail, trusting that watchmen will take me to the commercial center. Pearl and my destiny will be chosen very soon and I am shaking with tension. What will happen to us? Will it be that the individuals see the need of the passing discipline? Maybe they will remove dear Pearl from me! Gracious I am trembling with dread. Pearl is resting in the corner and she is the most wonderful sight I've seen. Here comes the guards†¦ I go to the dad that Pearl and I can live through today. Hester PrynneJune sixteenth, 1641 I have been condemned to 3 hours on the platform while the entire town stared and talked tattle about me. I likewise should wear the sign of the Scarlet Letter upon my bosom for an incredible remainder. The day of the sentence, I saw Roger in the crowd†¦ Oh the helpless man, what have I done! He visited me yesterday in the jail also. I was vigilant that he was going t o hurt Pearl or myself. He sure is tingling for some vengeance from the dad. I didn't unveil what it's identity was nevertheless he appeared to be really plan on discovering himself. Gracious I supplicate he never discovers out.In the in the mean time, I will be partying day in and day out of the timberland doing different embroidery employments for individuals so as to keep my head above water. Hester Prynne August third, 1641 Pearl turns out to be progressively splendid every day. As a rule I consider her name and the amount it intends to me. â€Å"Pearl†, as in purchased with an incredible cost †my solitary fortune. With such a wrongdoing, that I submitted, I was given such an exquisite youngster whom I venerate with each ounce of my heart. I ensure that I dress Pearl in glorious and ornamented attire. She transmits love and excellence any place she is. Once of the main things Pearl truly saw in this world, was the feared letter.Why must she be so captivated by this i mage of agony that I should bear? Hester Prynne March 25th, 1642 Today Pearl and I traveled to the Governor's Hall. The chateau was outfitted so extravagant and elaborately. Vivid embroideries held tight the dividers just as pictures and protective layer and mirrors. The representative addressed whether I was equipped for bringing up a kid with all that I have done. I disclosed to him I would show Pearl all that I have learned by wearing the Scarlet Letter and that it would be adequate. At the point when Pearl revealed to them that I culled her off of a flower bramble, it didn't help their consciousness.I argued my case again and again lastly Mr. Dimmesdale acted the hero. I realized he would stand up for me considering the circumstances†¦ All that issues is I'm back home today around evening time with Pearl. Hester Prynne June seventh, 1648 I can't stand to stand what Roger is doing to Dimmesdale. He is intellectually and genuinely decimating the man. Gracious the blame, and d istress that must torment him. I have gotten away from this without any problem. I have been forward about the wrongdoing on my part. Though he should imagine nothing has ever occurred and let it consume his awareness. Goodness the helpless man. I wish I could plan something for help! Hester PrynneJuly eighteenth, 1648 Dimmesdale is looking more regrettable and more terrible. I ran into him in the forested areas today by the stream. We've reasoned that we should flee. We could begin another life back in London and wash away all remainders of this life. We could change our names, and I could discard this letter. I will begin to make arrangements. I truly trust Pearl gets used to him. The young lady knows only her mom and the letter. She was powerful worried when I took the letter off today. It's such a disgrace she discovers comfort in that, for it felt like a gigantic weight was lifted off my shoulder. She will get used to him and me, I know it. Hester Prynne

Saturday, August 22, 2020

Article Summary And Critique Free Essays

Theoretical This paper will sum up an articles that identify with natural administration and environmental demonstrating. It will likewise remember an investigate of the article for request to discover whether it has consistent arguments.The scrutinize will likewise include an evaluation of whether there was indisputable proof in the article. We will compose a custom paper test on Article Summary And Critique or on the other hand any comparative subject just for you Request Now In this paper, extra writing will be utilized so as to make sincere beliefs on the ends made by the writers of this article. Rundown: Hutchins, M. G., 2012. What effect may relief of diffuse nitrate contamination have on waterway water quality in a country catchment The article entitled â€Å"What effect may moderation of diffuse nitrate contamination have on waterway water quality in a rustic catchment?† by Michael Hutchins, contemplated the pretended by nitrate stacks in freshwater. The specialist completed the examination by assessing how phytoplankton development is influenced by supplement and light fixation. On one hand, the appraisal of supplements fixation was finished by the estimation of yearly mean focus sourced from intermittent administrative checking. Then again, the impact of light was evaluated utilizing information sourced from sunlight based radiation and residue checking information. The agent went further and evaluated territories in the waterway under investigation that had adequate quiet water that could encourage the development of phytoplankton. This was finished utilizing pressure driven information gathered from stream organize model applications. The specialist at that point went further and built up an examinat ion of the impact of the progressions ashore the executives in the nitrate fixations in the waterway. This was completed utilizing estimations from NALTRACES, a nitrate model. An investigation utilizing NALTRACES reasoned that as much as horticulture adds to expanded degrees of nitrates in the stream water, its impact on the development and convergence of phytoplankton is immaterial. The investigation additionally discovered that the development of phytoplankton is managed by the measure of daylight that can invade the water. Truth be told, zones that permit greatest light penetration into the water advance broad development of Phytoplankton regardless of whether the degrees of nitrates in the water are exceptionally low. In this way, the examination reasoned that nitrate fixation isn't one of the conditions that decide the development of phytoplankton in the waterway water. The examination presumed that building up a methods for managing the measure of light arriving at the water is a powerful method of controlling the development of phytoplankton. It additionally recommended the foundation of a riparian tree spread as one of the manners in which that can be utilized in the guideline of light accessibility in the stream water. Information was assembled and broke down utilizing an assortment of basic demonstrating ways to deal with come to the end result that a powerful method of moderating phytoplankton development is by limiting light on the water surface. Study The article by Hutchins is explored well, and the ends created from the discoveries are all around established and supported by a decent number of past examinations. The ends are all around established on the grounds that they are gotten from the gathered information. What's more, the ends are accomplished after the gathered information is basically dissected and assessed. The system applied in the examination is successful enough to give a clarification to the exploration issue. This is on the grounds that it includes the assortment of essential information just as auxiliary information (Hutchins, 2012), which helps with clarifying terms utilized in this exploration. The examination applied a relationship investigation of supplement level and phytoplankton development, coming about to the improvement of an end that had enough confirmations that supported it. The proof was gotten from the information in the relationship investigation. Actually, the information utilized in the examina tion went about as proof for the ends made. Besides, information in regards to daylight light and phytoplankton development was utilized in the improvement of a sound investigation. From this examination, it was inferred that it is one fundamental factor that whenever controlled, the development of phytoplankton can be completely managed. On inspecting the sources utilized in this survey, we notice that all sources are scholastic and composed by notable creators and distributed in dependable diaries. Truth be told, the majority of the examinations referenced in the examination were led between the years 2003 and 2012. Along these lines, the sources refered to in this article are the most recent as for data depicted in the article. Be that as it may, the article has given a stand that negates numerous ongoing examinations that interface phytoplankton blossom to expanded supplement levels in water. Xu et al (2010) proposes a methodology of controlling phytoplankton sprout in Lake Taihu that fundamentally includes a methodology planned for bringing down the lake waters wholesome levels. From their investigation, it was obvious that phytoplankton sprout in the lake is legitimately connected with expanded filtering of supplements into the lake waters. Then again, Hutchins (2012) contends that supplement levels have no type of relationship with phytoplankton sprout. This affirmation isn't established since impacts of human exercises lead to unnatural types of events. The sun is consistently steady, and its belongings with connection to phytoplankton blossom are straightforwardly corresponding to the degrees of supplements accessible in the waters to impact development. As much as his decision interfaces the decrease of enlightenment in the waterway as a methodology towards dealing with the development of phytoplankton, the utilization of this methodology is very restricted and tedious. Much of the time, it may take quite a while to deal with the issue by building up a methods for controlling daylight. As per an investigation by Lewis and Wurtsbaugh (2008), the phytoplankton development restricting impact of nitrates isn't widespread. It is regular in waters found in the high elevation tropic districts, which are not the situation of the area of the waterway dissected in the investigation. The creator additionally makes reference to phosphorus as a mineral that has no impact on the grouping of Phytoplankton; this stand negates an investigation by Sylvan and his partners (2006), which gave an opposite proportionality of the convergence of phosphorus to the centralization of phytoplankton. Subsequently, the suspicion received by Hutchins (2012), in his examination required a more profound explanation on the methodology embraced on coming to the end result of delinking mineral fixations to phytoplankton development in the waterway. For the instance of this stream, I think an investigation that explicitly examinations the degree to which supplements influence the development of phytoplankton is the best methodology that will give useful and appropriate discoveries and proposals. An inside and out examination of the effects of every supplement to the development of phytoplankton is important. Besides, this article is restricted in its way to deal with building up a proposal that targets constraining the daylight getting to the water in the stream. As much as he guarantees the peruser of the adequacy of that approach, it is less suitable because of a few issues, including cost and time factor. All in all, as much as this article improves the accessible degree of comprehension on the executives of Phytoplankton, its impediment as far as relevance of as far as possible the viability of the examination with connection to the subject of the paper. References Hutchins, M. G., 2012. What effect may alleviation of diffuse nitrate contamination have on stream water quality in a country catchmentJournal of Environmental Management, 109, 19-26. Recovered from http://dx.doi.org/10.1016/j.jenvman.2012.04.045 Lewis, W. M., Wurtsbaugh A. W., 2008. Control of lacustrine phytoplankton by supplements: Erosion of the phosphorus worldview. Internat. Fire up. Hydrobiol. 93, 446â€465. Recovered from http://ciresweb.colorado.edu/limnology/bars/pdfs/Pub190.pdf Foresty, J. B., Dortch Q.,Nelson, D.M.,MaierbrownA.F.,Morrison W., Ammerman, J. W., 2006. Phosphorus limits phytoplankton development on the Louisiana rack during the time of hypoxia arrangement. Environ. Sci. Technol. 40, 7548â€7553. Recovered from http://www.researchgate.net/distribution/6548676_Phosphorus_limits_phytoplankton_growth_on_the_Louisiana_shelf_during_the_period_of_hypoxia_formation/document/d912f51017f64c452b.pdf Xu, H., Paerl, H.W., Qin B., Zhu G., Gao, G., 2010. Nitrogen and phosphorus inputs control phytoplankton development in eutrophic Lake Taihu, China, Limnol. Oceanogr., 55(1), 420â€432. Recovered from http://www.jlakes.org/web/Xu%20et%20al.- LO2010.pdf Instructions to refer to Article Summary And Critique, Essay models

Friday, August 21, 2020

Analysis of The Complete English Tradesman Essays - Daniel Defoe

Investigation of The Complete English Tradesman Essays - Daniel Defoe Investigation of The Complete English Tradesman Daniel Defoe's The Complete English Tradesman, is a genuine case of his verifiable composition. The substance in the composing is exhaustive and pleasing by Defoe. In the composition, Defoe clarifies what his sentiments on being an English tradesman. As opposed to some accomplished tradesmen, he accepts that to be a decent tradesman, one needs to familiarize himself with all business when all is said in done. As indicated by Defoe, application is of more significance than industriousness in business. Without application nothing in this world goes ahead as it should.. Tradesmen of Defoe's day said that there should be a forceful enthusiasm by they way one handles business, and outrage and temper now and again are important. Defoe additionally challenges this. He accepts a total tradesman ought not show the least return, sign of nauseate, no interests or fire in his temper. A total tradesman ought to be delicate and smooth, demonstrating little feeling. Essentially, Defoe discloses how to be by his definition a total tradesman. At the point when a tradesman has consequently vanquished all his enthusiasm, and can remain before the tempest of impudence, he is supposed to be fitted up for the principle article, to be specific, within the counter. The substance of the composing is exceptionally far reaching, covering numerous parts of being a tradesman. The substance that has just been commended, is introduced well indeed. Defoe sorts out the data into letters to all tradesman of England. The composing is an assortment of letters to English tradesman, each tending to an alternate issue. Defoe clarifies that the data depends on feeling, so there are no bogus leads. For instance, It its the judgment of some accomplished tradesman that no man should go structure one business to another... I, myself won't enter that debate here. I know some very encouraging... Defoe likewise gives models by making a story utilizing a content configuration. Woman. No I wouldn't he'd be able to utilize me. Cit. How does your ladship know? Woman. Why, I know.... Defoe utilizes various strategies and thoughts to introduce the substance well in this piece. In Daniel Defoe's The Complete Tradesman, the portrayal utilization is sufficient, yet in a couple of cases it is excessively a lot. There is sufficient depiction to clarify the entire circumstance, yet it isn't exaggerated to tire the peruser. Defoe gives numerous models, and backing, however the portrayals and descriptive words/modifiers are directly to the point. In a portion of his different works, he tends to expound with numerous subtleties, yet this composing is unmistakably, and briefly composed. The sentences comprised of less modifiers, yet more substance. I know some reassuring instances of the opposite, and which remain as noteworthy cases, or as special case to the general standard. The depiction was very much utilized all through the composition. Generally, the depiction was very much utilized, yet the difficult Defoe has with portrayal in this composing is the point at which he packs everything into one sentence, making one long confounding sentence. For instance, It can't be normal that he ought to have judgment in the decision of a wide range of products, however in a considerable number of he may have judgment as well; yet there is a general comprehension in exchange; which each tradesman both may and should show up to; and this consummately qualifies him to take part in any new endeavor, and to set out with different people preferable qualified over himself, in any new exchange which he was not in previously; in which, tho' he might not have a specific information and judgment in the merchandise they are to bargain in or make, yet having the advantage of the information his new accomplice is ace of, and acting naturally able to take in every one of extra lights, he before long gets experienced, and the information on the various pieces of business qualifies him to be an adequate accomplice. By doing this, the peruser loses all sense of direction in the sentence and it is difficult for the peruser to back track. In a couple of cases, one appeared here, the depiction was exaggerated by packing a great deal into one sentence.

Reform Essay Example | Topics and Well Written Essays - 1750 words

Change - Essay Example At that show, the agents embraced a stage that required a wide scope of social, monetary, legitimate, and political changes that would significantly raise the status of ladies in American life. To the astonishment of a large portion of us today, the interest for womens option to cast a ballot (called lady testimonial) was the most disputable change proposed at the show. From the time it was first officially proposed in 1848, picking up the option to cast a ballot took the womens development 72 years of battle to accomplish. This show looks at the advancement of a particular female political culture and symbolism that developed to advance democratic rights for women†. (Political Culture and Imagery of American Women Suffrage) In any case, Why there were Political Reforms development, from time to time and previously? In the interim, â€Å"Political science and hypothesis have advanced on the understanding that national limits differentiate the premise on which people are incorporated and prohibited from investment in choices influencing their lives. There is a developing observation that popular government has neglected to convey both monetary and social turn of events. This observation has regularly been utilized to clarify the ascent in patriotism and ethnic strains due to neglected desires. It brings up the issue whether majority rule government ought to be sought after as a natural or instrumental great and whether political equity looks for considerable fairness or equity of chance? Is it fitting to anticipate that popular government should convey human development?† (Political Power and Development). On this note, it is officeholder by those holding the mantle of authority, (guiding the administration), and different partners to adjust to the Political Justice. Without Political Justice, no significant changes will happen in making change on the division. As â€Å"political equity means the idea of reasonable and impartial exercise of political force a conversation of a political framework that has the ability to convey political

Saturday, July 11, 2020

How to Write a Relevant Policy Essay Topic

How to Write a Relevant Policy Essay TopicA policy writer can't just make up policy essay topics. These are topics that you can relate to. I mean, if you're going to write your policy, why would you write about snow and the cold?The ability to use common sense is another tool that you should learn. Writing the section on the claim of your policy isn't necessarily going to be easy. There are questions that you will have to answer, such as, what is the minimum coverage, what does the policy cover, and so on. You will also need to consider your goals.Use basic rules of thumb to figure out what you need to include in the claim. It's not enough to say, 'we want to cover this with our policy.' You may need to outline in more detail what you want to cover and to what extent. For example, you may want your policy to cover you, your spouse, and any dependent children, but that's a lot different than covering all of your insurance, including catastrophic medical costs, dental care, vision care , and other things that you have to take care of.The main reason for writing a policy essay is to sell your product. You need to convince your customer that what you're selling is right for them. Here are some helpful tips for getting your policy essay topics to make a compelling case.Start with the claim. If you are selling flood insurance and you provide two policy examples, one for flood and one for other risks, you may not have to put any thought into it. You can tell the person you are writing the policy for that this is the only policy, and that the other policy is not a true insurance policy, so they should choose the other policy.Your coverage must be simple. You don't need to get into too much detail about what it covers. If you have two policies, tell the customer that both policies cover flood damage and they are separate policies with different coverage levels.You should use simple language, so that people will understand your policy better. Don't add an unnecessary clau se. Use plain language. You may even want to rewrite it just to make sure that you have an easy to understand policy.To write policy essay topics, it's important to first learn the rules of grammar and sentence structure. Don't get bogged down in writing about coverage amounts and how the policy helps with premiums and deductibles. By following these guidelines, you will be able to write policy essays that will make your customer feel like they are getting a great deal.

Wednesday, June 24, 2020

Current Money Laundering Threats and Trends - Free Essay Example

Current money laundering threats and trends Traditional Money Laundering Typologies Structured Transactions Deposited to Financial Institutions It is true to say that the smuggling of prohibited goods will bring a huge amount of money to smugglers. That money, in the end, must be integrated into the economy in order to be used. The transfer of cash through banking system is considered as the most efficient and effective way. The cash can be moved quickly and electronically in a safe environment. However, jurisdictions would like to make the requirements and policy of transferring cash over a certain amount of money. In other words, financial institutions have to make a report of cash transaction for a regulated amount of cash. For smugglers of drug trafficking or some other banned things, cash transferring is safe and quick, however those cash will be investigated by banks and relevant agencies. As a result, in order to avoid the generation of these reports and the detection, criminals would like to structure their banking transactions. In detailed, they will open different accounts and cash amount at different banks. Since banks and financial institutions have applied the requirement of financial report more strictly and the required Suspicious Transaction Reporting has been developed, criminals would like to find the other ways for laundering their dirty money. This Suspicious Transaction Reporting is required in United States. Whenever banking employees suspected the sources of cash or they had reason to make a doubt that the cash could come from illegal actions; or they were informed that criminals wanted to change the cash into legal funds, the suspicious transaction reporting must be submitted. As a result, the required suspicious transaction Reporting can limit and prevent criminalsà ¢Ã¢â€š ¬Ã¢â€ž ¢ illegal activities in Money laundering. Cash Couriers and Bulk Cash Smugglers (BCS) The money laundering by cash couriers and bulk cash smugglers can be clearly explained by the long statement à ¢Ã¢â€š ¬Ã…“the most obvious technique involved employees of the criminal organization smuggling cash from the consumer country of the illegal product to the distributor, or from the criminal to the foreign bank secrecy destination where he or she had arranged for the currency to be investedà ¢Ã¢â€š ¬Ã‚ . Cash smuggling is divided into two categories including cash courier and bulk cash smuggling. In terms of BCS, criminals would like to smuggle cash with a huge amount. The transportation and delivery of cash can be implemented by some forms such as the involvement of land , sea border or cash concealed in vehicles or cargo containers. Criminals will cross the border illegally through sea or land to bring cash to receivers who also are criminals. Moreover, they can find somewhere in vehicles or cargoes or containers to hide illicit cash. For cash couriers, they are nat ural people and transport illegal cash with them. More clearly, they will conceal the cash into somewhere of their bodies or hide the illicit cash in their luggages which they bring with them. Among methods of the cash transportation, cash couriers prefer the transportation through commercial airline. It seems that the transportation through commercial airline will be less controlled and be faster. Consequently, the risk is less. For both cash courier and bulk cash smuggling, the money, which has larger denomination, will be used. The reason is that the larger denomination money will reduce the weight and size of the cargoes or luggages or vehicles or containers. The illicit cash transportation will be with a small quantity for the first time, then the quantity of the cash will be increased in next times. The purpose is to avoid risk of avoid the risk of being detected. In order to prevent and solve issues related to cash couriers and bulk cash smugglers, the International standa rds on combating money laundering and the finance of terrorism and proliferation (FATF) Special Recommendation IX was borned[1]. Following this regulation, countries have to implement à ¢Ã¢â€š ¬Ã…“either a declaration or disclosure system for detecting the cross-border transportation of currency and bearer negotiable instrumentsà ¢Ã¢â€š ¬Ã‚ . Besides, if border officials suspect the origin of cash or this kind of cash transported for illegal purposes, they will have responsibilities to seize the currency or bearer instruments. Lastly, people who are related to the action of illegal transportation such as providing false disclosures or declarations will be penalized by jurisdictions. The confiscation of currency or instruments related to terrorist financing or money laundering will also be carried out. The FATF is very helpful in issuing a Best Practice guidance paper, which support jurisdictions in recognizing the illicit cash[2] Money Service Businesses and Informal Value Transfer Systems The money laundering and cash transporting through central banks and commercial banks are very risky. Consequently, criminals, especially terrorists will choose non-banking financial institutions or service businesses since these organizations pay less attention to money laundering and regulations of money laundering. Hence, the risk of dirty money detected is not high. The illegal money circulation will not encounter barriers. Among those organizations, Western Union and Money Gram can recognize the harm of money laundering. Therefore, they have complied with the reporting requirements and well- cooperated with the law. In contrast, smaller ethnic-based money services businesses including grocery store, travel agency, and so on do not identify their responsibilities of anti à ¢Ã¢â€š ¬Ã¢â‚¬Å"money laundering and terrorist activities. As a result, criminals take advantage of organizationsà ¢Ã¢â€š ¬Ã¢â€ž ¢ deficits to launder their cash. Western Union and Money Gram are in charge o f different financial activities, for example wire transmission, exchange of foreign currencies, cash checking and sales of money orders à ¢Ã¢â€š ¬Ã‚ ¦etc. The transaction between Western Union, Money Gram and their customers takes place within United Nations and foreign countries. In the aspect of Informal Value Transfer Systems, it is popular in North Africa, Middle east, the horn of Africa and South Asia. The Informal Value Transfer System can be called à ¢Ã¢â€š ¬Ã…“ hawalaà ¢Ã¢â€š ¬Ã‚ . Its mechanism of action is to à ¢Ã¢â€š ¬Ã…“allows hawaladars from all parts of the world to transfer funds to and from their clients by setting debts between themselvesà ¢Ã¢â€š ¬Ã‚ . Trade-based Money Laundering Except for Structured Transactions Deposited to Financial Institutions, Cash Couriers and Bulk Cash Smugglers, and Money Service Businesses and Informal Value Transfer Systems, criminals use the Trade-based Money Laundering for their ethical behaviors. This method is very sophisticated. The quantity and value of cash is transported by falsifying invoices, or writing invoices under or over real invoices of commodities which are imported or exported. In other words, criminals will buy a quantity of commodity and the amount of cash for the commodity is 10 thousands dollar, for example; However, when writing the invoice, they will require their seller to note on the number of 5 thousands dollar. This phenomenon is popular in import and export operations. The purpose is to get tax evasion or to get tax application at low rate. Criminal also use over-invoicing commodities to hide the move of cash through complex and complicated documents. By this money laundering, criminals sometimes can associate with legal trade activity. Colombian drug cartels prefer to use trade based money laundering. It is popular in the way that they buy drug from other countries and resell it in their country. They also sell drug to other countries. The transportation of their drug is carried out through a common method named the Black Market Peso Exchangeà ¢Ã¢â€š ¬Ã‚ . Both Western Union and Gram money of Money Business Service and hawaladas of informal value transfer systems use trade based money laundering to settle the debts which is rised from foreign remittances. In short, criminal will buy commodities from a foreign country and transfer cash to the other country where the commodity will be sold, the proceeds will be sent to intended recipient. The trade based money laundering has nine indicators of red flag such as à ¢Ã¢â€š ¬Ã…“vendor payments made in cash by unrelated third parties; vendor payments made via wire transfers from unrelated third parties; vendor payments via che cks, bank drafts, or postal money orders from unrelated third parties; false invoicing and customs documents including commodity misclassification or commodity over valuation or under valuation; carousel transaction; commodities traded do not match the business invoiced; unusual shipping routes or transshipment points, packaging inconsistent with commodity or shipping methods; and double invoicing.à ¢Ã¢â€š ¬Ã‚  Emerging Technologies Previously internet, social network and technology do not develop as it is now. Therefore, criminals have to choose traditional money laundering typologies above for their illegal actions. In recent some decades, the boom of science and high technology has changed the method of money laundering. The below is three methods of ML in modern time. Prepaid Value Cards In order to make payment more convenient and quicker, FAFT issued a new method of payment in October of 2006. This method encourages legitimate trade organizations to use because of its convenience. However, the money launders have taken advantage of this advancement for their personal objectives. This issue has made non- banks busier in their service business. The opportunity to earn profit is higher through offering prepaid value cards, electronic purses, mobile payments, internet payment services and digital precious metals. Nevertheless, money-laundering criminals have considered those features as good methods for their money laundering purposes. In comparison to the ATM system which the surveillance camera is used, the new payment methods can help criminals avoid the supervision of financial providers. Hence, the possibility of being identified is lower. The other advantage and convenience of those payment methods is easy to access at any time and in anywhere of the world as l ong as the place has wifi, phone reception, or internet is connected. Compared to traditional cash transferring, those methods have more convenient [3]. Online Payment Systems The appearance of high technology and the boom of internet have brought many benefits to users. However, it has also created a dark side. Hackers can stole cash from banks and credit card information and information related to financial institutions. Money launders can make illegal funds disappear in dozens of different online accounts (Grow and Brian, (2006). These criminals will make those accounts difficult to be explored. As a result, online payment system, to some extent, can cause a danger to society and the financial system [4] Increased Use of Gatekeepers to Establish Sophisticated Trusts Along the development of technology and online network, the operation of money laundering is more and more sophisticated. Gatekeepers now have become more dangerous threat to society than the previous time. They are professional accountants, lawyers, and companies that provide service. Their participation in money laundering has contributed to the success of money laundering activity. They can directly launder money or be the third party to serve money-laundering process. According to FATF, Political Exposed Persons is regarded as gatekeepers because they are able to access to the funds and systems in their nations. Consequently, many of these gatekeepers have done tasks for personal aims. Furthermore, they are allowed to adjust the financial legislation or rules for personal purposes [5]. As a result, unmoral gatekeepers are very dangerous for society in general and for financial system of that country in particular. [1] https://www.fatf-gafi.org/dataoecd/50/63/34424128.pdf, [2] https://www.fatf-gafi.org/document/19/0,3343,en_32250379_32236920_43775315_1_1_1_1,00.html, [3] Global Money Laundering Terrorist Financing Threat Assessment(July 2010) https://www.fatf-gafi.org at pp. 34-35 [4] Grow, Brian, à ¢Ã¢â€š ¬Ã…“Gold Rush: Online payment systems like E-gold Ltd. are becoming the currency of choice for cybercrooks.à ¢Ã¢â€š ¬Ã‚  Bloomberg Business Week (Jan. 9, 2006) [5] https://www.fatf-gafi.org/dataoecd/48/10/45724350.pdf at p. 44